Friday, August 5, 2016

Shifting house

I've finally shifted over to my new place!

It has been a very tiring week. We elected not to engage a mover as we did not have many large, heavy stuff to move over, such as mattresses, TVs and other household appliances. Therefore, we made many trips to and fro, shifting our items in batches. At long last, most of our essential items have been brought over and we are able to move in permanently.

With most of the large-item purchases made, we expect that spending in August should start tapering down. There are still appliances that we will still need soon, such as a rice cooker and vacuum cleaner. Hopefully, after spending for these items, we will have some savings leftover in August.

At this point in time, we are significantly behind our financial goal for this year. We will have to aim to be more prudent for the latter half of this year to get back in track. To do this, we have been inspired by 15HWW to classify our expenses into fixed expenses vs discretionary expenses, and track it as such.

Meanwhile, the first round of dividends have mostly been declared! A small amount perhaps, but still better than it has been ever. Will be using the dividends as further ammo, and reinvest it to allow compounding to work.

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