Firstly, there was a mistake with the Oct figures. Turns out I do not have as much cash on hand as I thought (-$20k), and my actual portfolio is sizably smaller :( I have updated that post to reflect the correct figures.
November has been a good month, with a splendid holiday to Japan with family. The trip did not cost a fortune, and will talk about it in a separate post in future.
Otherwise, spending has been quite reasonable the past month. Credit card bill increased to $605 due to paying $220 in NTUC vouchers to hit the $500 minimum (and the math-inclined among us would notice the figures don't add up. Yes, I overbought this month due to my poor arithmetic skills sigh).
Bought some Singtel at 3.69 early this month as I felt it was trading at a good price. It will form a decent long-term holding as it derives substantial revenue from other countries and is not overly dependent on the Singapore market. I do not anticipate too much effect on overall revenues even with the entry of a 4th telco.
ASSETS/$K
| |
STOCKS
|
97.9
|
INVESTMENT CASH
|
4.8
|
EMERGENCY FUNDS
|
41
|
LIABILITIES/$K
| |
MORTGAGE
|
512
|
MONTHLY INCOME/$K
| |
COMBINED SALARY (TAKE HOME)
| 6.8 |
SIDE INCOME
|
1
|
DIVIDENDS COLLECTED
| 0 |
MONTHLY EXPENDITURE/$K
| |
FIXED EXPENSES
|
2.6
|
OTHER EXPENSES
|
???
|
Total Portfolio Size ex mortgage: $143.7k
Slight improvement from last month, but largely due to the surge in prices recently. We will have to continue working hard to grow this slowly and steadily!
Andohbytheway, mortgage is a killer. Sigh!
