Firstly, there was a mistake with the Oct figures. Turns out I do not have as much cash on hand as I thought (-$20k), and my actual portfolio is sizably smaller :( I have updated that post to reflect the correct figures.
November has been a good month, with a splendid holiday to Japan with family. The trip did not cost a fortune, and will talk about it in a separate post in future.
Otherwise, spending has been quite reasonable the past month. Credit card bill increased to $605 due to paying $220 in NTUC vouchers to hit the $500 minimum (and the math-inclined among us would notice the figures don't add up. Yes, I overbought this month due to my poor arithmetic skills sigh).
Bought some Singtel at 3.69 early this month as I felt it was trading at a good price. It will form a decent long-term holding as it derives substantial revenue from other countries and is not overly dependent on the Singapore market. I do not anticipate too much effect on overall revenues even with the entry of a 4th telco.
ASSETS/$K
| |
STOCKS
|
97.9
|
INVESTMENT CASH
|
4.8
|
EMERGENCY FUNDS
|
41
|
LIABILITIES/$K
| |
MORTGAGE
|
512
|
MONTHLY INCOME/$K
| |
COMBINED SALARY (TAKE HOME)
| 6.8 |
SIDE INCOME
|
1
|
DIVIDENDS COLLECTED
| 0 |
MONTHLY EXPENDITURE/$K
| |
FIXED EXPENSES
|
2.6
|
OTHER EXPENSES
|
???
|
Total Portfolio Size ex mortgage: $143.7k
Slight improvement from last month, but largely due to the surge in prices recently. We will have to continue working hard to grow this slowly and steadily!
Andohbytheway, mortgage is a killer. Sigh!
Totally agree that mortgage is a killer. It's the biggest fixed expense we have as well. Got used to it from having to pay rent when we were overseas but it still hurts every time we pay it. We are also realising it takes a long time to grow the asset portfolio in a slow and steady manner. Just got to be patient!
ReplyDeleteHi TFS!
DeleteYeah, and we just started out this year, so we've got a long way to go!
For your consideration.
ReplyDelete